Jewelry Store Layaway - Make That Special Occasion Truly Special
Your relationship right now may have got you thinking of popping that question. If so, you should really start looking for that perfect engagement ring. Well, engagement rings are really not cheap and if you’re short on cash or your credit card has taken its toll, you have other options to choose from. It’s a good thing that jewelry store layaway plans are now available to make things happen for you.
Almost all the time, people use their credit cards to make their purchase, including an expensive diamond ring. Is it convenient? In a way, it’s convenient because you just need to swipe your card, put in your signature, and your purchase is ready to go. However, we almost always forget that credit cards have ridiculous high interest rates and that’s hardly convenient at all. Who could blame you? A lot of times people buy diamond rings and other jewelries for very special occasions, let’s say, engagement proposals, wedding anniversaries, and, especially when you’re about to get married.
Actually, credit cards are just one of the payment methods you can choose from. If you don’t want to deal with high credit rates, there’s always that good old fashioned jewelry store layaway plans – almost every jewelry store has this.
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How does that work? Jewelry store layaway plans vary for each retailer. The transaction process is not that difficult, actually. You just go to the store, ask the merchant for their proposed monthly down payment as part of their layaway program (you can even haggle the price sometimes), and calculate if you’re going to be able to pay off the item based on the monthly balance payments and how much you can pay by then – that’s important because some stores don’t give refunds if your layaway purchased is cancelled because of missed payments. For instance, Benari jewelers offer jewelry store layaway plans for all of their items. Their extensive collection of exquisite diamond rings is perfect for all special occasions. Their Hearts on fire engagement ring is considered to be the world’s finest cut diamond – about 1% of world’s rough diamonds are suitable to be made into Hearts on Fire. You’ll surely love the Hearts on Fire because of its unique features that give off a polished and sparkling radiance. With the jewelry store layaway plan by Benari, you are given 90 days to pay for the diamond ring—a monthly payment is included with this layaway plan. However, if it gets cancelled, refunds are not applicable to layaways after 30 days. So, make sure not to miss any payments. A great online store you can visit is Rubylane.com. It houses countless independent shops that have products including antiquities and art, collectibles, and jewelries. While browsing their site, you might come across Exceljewels; this shop offers a wide selection of antique and vintage jewelries, like diamond engagement rings. Their 1930s Platinum Old European Diamond Engagement ring has a center jewel (.12 Carat) that is surrounded by other eight Old European Cut diamonds (.12 Carat in total). Its center jewel is flawless and has an excellent GH color value. It is worth $980.00 and is eligible for layaway. For example, Excel jewels’ layaway plan requires a down payment, about one-third of the original price and is payable within four months. You have to remember that the deposit is non-refundable. Kay Jewelers, a sought after jewelry store that specializes in all types of fine jewelry, also have their own collection of fine diamond engagement rings. Their Diamond Solitaire Engagement Rings are brilliantly designed and speaks of simplicity and beauty cleaved into a precious gold structure. Unfortunately, Kay Jewelers don’t have any jewelry store layaway plans, but they do have other payment methods. You can visit your nearest Kay Jeweler branch or visit their website for more information about their payment method. More than ever, you’ll really appreciate the advantages of a layaway economy. With a great jewelry store layaway plan, you can definitely make your special someone feel appreciated with a brilliant diamond ring. |
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